Mutual of Wausau is honored to be selected as the 2015 Small Business of the Year. This award acknowledges local organizations’ business growth, community involvement[...]
read moreAs a policyholder of Mutual of Wausau, your interests in preserving your property and assets become our interests. We hope you will make good use of the information and resources we provide to help keep your families, properties and businesses safe. We will update these resources periodically, so check back often for valuable safety tips and new ways to prevent losses.
Your Agent has access to a computer program that can calculate the cost to replace your home in today’s market. We recommend that you contact your Agent on an annual basis (or immediately if you have completed any additions or remodeling), to make sure that your property is adequately insured.
Claims may be reported 24 hours a day, 7 days a week. Follow the link below to get started.
Please contact your Agent so that they may advise you on any changes you would like to make to your coverages. Your Agent contact information can be found on the top right corner of your insurance policy declarations page.
Mutual of Wausau Insurance Corporation sells insurance through our authorized independent agencies. To locate an agency in your area, go to Find An Agent and click on your County. A list of authorized agencies in your area will be provided.
At this time, Mutual of Wausau Insurance Corporation does not offer automobile insurance. However, many of our agencies represent auto insurance carriers that will offer a policy credit if you have your primary residence insured with Mutual of Wausau Insurance Corporation. Please check with your Agent for eligibility.
Fires are the most dangerous and costly for a homeowner. There are many types of fires that occur to a residence and most could be reduced by some regular yearly maintenance and awareness. Here are the most common fires and some checklist items that can help keep you safe.
Prevent Chimney Fires:
____ Hire a professional to clean your chimney
____ Check for cracks in your chimney flue
____ Check for animals or critters in your chimney
____ Keep combustibles at least 5 feet from your unit
____ Only use hard treated wood for burning
Prevent Electrical Fires
____ Replace or repair damaged or loose cords
____ Avoid overloading outlets, especially at Christmas time
____ If your fuse/breaker blows frequently have it inspected by a professional
____ Check all lamps to make sure they have the correct wattage bulb
____ Make sure your home has GFI’s in the kitchen, bathroom, laundry room, and basement
Prevent Dryer Fires
___ Clean the lint filter before each cycle
___ Inspect the duct to make sure it is not damaged or pinched
___ Make sure outside vent is open when dryer is running and not clogged
___ Replace coiled wire foil or plastic venting with a rigid, non-ribbed metal duct
___ Have gas powered dryers professionally inspect annually to verify there are no leaks
There are many ways that water can cause damage to your home, however they are mostly preventable with a few simple maintenance tips, and a little self-awareness.
Prevent Plumbing Loss
___ Check all faucets and sinks for leaking above and beneath
___ Check supply lines and toilets for any leaking
___ Check all pipes for corrosion or leaking, replace if any found
___ Inspect basement or crawlspace for any water or leaking pipes
___ Inspect all drains to make sure they are operating properly
___ Check your water bill for access charge as it could be an indicator of a leak
___ Check sump pump yearly to make sure it is working properly
___ Install a battery backup or alarm on your sump pump
Prevent Frozen Pipes
____ Maintain heat in your home at a minimum of 60 degrees
____ Check for drafts coming in to home through windows, doors or walls
____ Turn of all water supply to sections of the home not in use
____ Leaving for more than 24 hours, turn off the shut off valve
____ Vacation or seasonal homes should always have the water turned off and drained
____ Insulate all pipes located on an outside wall
____ Cover all outside faucets with an insulated cup
Owning a home is the American Dream. Here are some important maintenance tips to help you keep your home a dream, and not a nightmare!
Roofs
____ Check roof for excessive wear or missing shingles, and replace any missing shingles
____ Inspect roof for damaged metals or missing chimney or furnace flue caps
____ Inspect for proper ventilation to your roof across the entire roof surface
____ Remove all snow with a roof rake along all edges of the roof line
Exterior
____ Keep gutters free and clear of all debris
____ Keep down spouts at least 5’ away from the property
____ Caulk all doors and windows that look to be worn or exposed
____ Check for missing or damaged siding
____ Keep all valuables in a locked building.
____ Trim and maintain all shrubs and landscaping
Nobody wants to have a claim, but unfortunately they happen. Home inventories help you to be prepared if the unlikely event occurs.
Home inventories:
___ Photograph each room of your home
___ Video tape each room of your home
___ Write down and track all valuables that you have. Keep receipts in a safe place
___ Update your list yearly or when any big purchases occur
___ Record all appliances makes and model numbers
Home Inventory can be daunting. The Insurance Information Institute’s free online home inventory software can help you with this task. To learn more about about this tool click here.
We want to help you to make your farm safer, and are joining forces with the National Farm Medicine Center to enhance their ROPS Rebate Program.
How the ROPS (Rollover Protective Structure) Rebate Program Works:
The National Farm Medicine Center ROPS Rebate Program will rebate 70% of the cost of purchasing and installing the ROPS (Rollover Protective Structure) up to $865 maximum rebate. This includes the cost of the ROPS (rollbar, ROPS with awning or ROPS cab), shipping, and installation charges.
Mutual of Wausau will cover the additional 30% cost, up to $350.
Apply on-line or call the ROPS Rebate Hotline (1-877-ROPS-R4U or 1-877-767-7748) for registration and pre-approval. You must be a resident of WI and the ROPS must be SAE certified and professionally installed. There are no other qualifying conditions. Pre-approval is required only to ensure that funding is available for the rebates. Rebates are available on a first come first served basis.
Only one tractor per farm can be rebated during a program year.
ROPS Rebate Program staff will research the type of equipment needed, provide estimated costs as well as sources for purchasing ROPS and send this information to you. You may order the ROPS from whichever source you choose.