Business Owner
Comprehensive Coverage to Protect Your Small Business
Our Business Owners Program provides coverage for your commercial buildings, business personal property, and liability. Additional coverage is available for accounts receivable, backup of sewers and drains, business income, ordinance or law, outdoor signs, spoilage, theft, and much more.
Coverage & Benefits
Property:
- Building
- Business Personal Property
- Loss of Income
- Equipment Breakdown
- Liability
- Accounts Receivable
- Automatic Increase – Coverage A &/or B
- Condominium Loss Assessment Coverage
- Condominium Unit Owner’s Coverage
- Employee Dishonesty
- Fine Arts
- Fire Department Service Charge
- Forgery Coverage
- Functional Replacement Cost Valuation –
- Building
- Money and Securities Coverage
- Ordinance or Law Extension
- Outdoor Signs
- Property Additional Coverage Endorsement
(PACE)* - Seasonal Increase
- Spoilage
- Theft
- Utility Services Disruption Coverage A &/or B
- Utility Service Disruption – Time Element
- Valuable Papers and Records
- Water Backup and Overflow
Liability:
- Additional Insureds
- Additional Premium Off-Premises
- Operations
- Barbers and Hairstylists
- Expanded Coverage for Property Damage
- to Rented Premises
- Non-Owned/Hired Auto
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Additional Products
