Residence – The mobile home occupied as a primary, seasonal or rental property. Fire Department Service Charge – Charges incurred due to fire departments called to protect your property.
Added Perils for Refrigerated Food Products – Payment for direct loss to covered property stored in a freezer or refrigerator due to loss of power. Additional Living Costs and Loss of Rents – Provides for expenses that you incur if you cannot live in your mobile home after a covered loss.
Liability/Medical Payments – Provides defense and coverage for injury or damage in which you are liable. Personal Injury – Coverage if you are sued for libel, false arrest, or slander. For owner occupied mobile homes only. Personal Property – Protection for your personal belongings. Recreational Vehicles – Physical Damage and Liability coverage for acceptable boats, ATVs and snowmobiles if insuring your primary residence in this program. Related Private Structures – Covers detached structures on the insured premises. Trampoline Liability – For trampolines that have a safety net. Tree Removal – For fallen trees due to wind.