Residence – The mobile home occupied as a primary, seasonal or rental property. Fire Department Service Charge – Charges incurred due to fire departments called to protect your property.
Personal Property – For your personal property. Related Private Structures – For detached structures on the insured premises. Additional Living Costs and Loss of Rents – For expenses incurred if your mobile home becomes unlivable as a result of a covered loss.
Tree Removal – For fallen trees due to wind. Refrigerated Foods – For refrigerated items that spoil due to loss of power. Recreational Vehicles – Physical Damage and Liability coverage for acceptable boats, ATVs and snowmobiles if insuring your primary home in this program. Trampoline Liability – For trampolines that include a safety net. Personal Injury – Coverage if you are sued for libel, false arrest, or slander. Liability and Medical Payments – For injury or damage you are liable for.
Mortgage Free – Property without a mortgage or lienholder. Senior Citizen – 55 years of age and over. Claim Free – Five years continuous claim-free coverage.