Mutual of Wausau
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Mobile Homeowner

Insurance Protection for Your Primary Residence.

Mobile Homeowner

Included Coverage:


Dwelling – The mobile home you reside in.
Related Private Structures – For detached structures on the insured premises.
Personal Property – For your personal property.
Additional Living Expense – For expenses incurred if your mobile home becomes unlivable as a result of a covered loss.
Liability and Medical Payments – For injury or damage you are liable for.
Refrigerated Foods – For refrigerated items that spoil due to loss of power.
Fire Department Service Charge – Charges incurred due to fire departments called to protect your property.

Optional Coverage:


Replacement Cost Dwelling – Settles claims on the mobile home at replacement cost up to the policy limit. This is available for mobile homes nine years of age or newer.
Replacement Cost on Personal Property – Settles claims for personal property on a replacement cost basis.
Backup of Sewers and Drains – Water damage that backs up through your sewer, drains, or sump pump.
Inflation Guard – Automatically increases your dwelling limit to protect against increased building costs.
Recreational Vehicle – Physical Damage and Liability coverage for acceptable boats, ATVs and snowmobiles.
Inland Marine – Expanded coverage for your jewelry, guns, fine arts, etc.
Trampoline Liability – For trampolines that include a safety net.
Personal Injury – Coverage if you are sued for libel, false arrest, or slander.

Available Discounts:


New Home – Under 20 years of age.
Mortgage Free – Property without a mortgage or lienholder.
Senior Citizen – 55 years of age and over.
Claim Free – Five years continuous claim-free coverage.