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Registration Open
Mutual of Wausau’s Annual Agent Meeting
📅 June 12, 2025
📍 Holiday Inn Stevens Point Convention Center
⏰ 8:30am – 12:00pm with lunch to follow
Agenda to Include: Company News, Departmental Updates & More!
Save the Date
Mutual of Wausau’s 150th Celebration
📅 August 21, 2025
📍 3910 Stewart Ave, Wausau, WI 54401
⏰ 10 AM – 2 PM
Join us as we celebrate 150 years of community and service!
Stay tuned for exciting event details.
🌟 Mark your calendars and check back soon! 🌟
🍂 Did You Know?
Mutual of Wausau offers a Leaf Blower Reimbursement Program to make maintenance tasks easier and support a safer, cleaner environment for our policyholders!
Annual Agency Newsletter
Important updates and valuable information to help you stay informed and engaged.
BriteCore
To inquire about your active policies, make payments, quote changes to existing policies, or quote new business, please log on to our Processing System, BriteCore, utilizing the link below.
If you have any questions about the BriteCore system, please contact Steve Brenner, 715-393-4606.
Bulletins
2024
2023
2021
2020
2019
2018
2017
2016
Updates & Events
2025
2025 Annual Meeting Booklet
2024
2024 Agency Newsletter 2024 Agent Meeting Presentation
Forms
Documents
- ACH Authorization
- Agent Appointment Form
- Agent of Record Letter
- Farm Pers Property Blanket 2.0
- Farm Pers Property Schedule 2.0
- Ginseng Structure Cov Schedule
- Irrigation Schedule
- Monthly Dairy Assignment 3.0
- New Business Homeowners Checklist
- Risk Rate Modification Plan
- Solid Fuel Supplement
- Under Construction 2.0
Manuals
Mobile Home
Artisan & BOP
Marketing
Product Information
- BOP
- BOP: Barber/Beauty Sell Sheet
- BOP: Equipment Breakdown
- BOP: Florists Sell Sheet
- BOP: General Sell Sheet
- BOP: Retail Sell Sheet
- BOP: Warehouse Sell Sheet
- BOP: Wausau Plus
- Dwelling
- Farm: Equipment Breakdown
- Farm: Equipment Breakdown Video
- Farmowner
- Farmowner HomePAC Reference Guide
- Farmowner: Preferred
- Home Inventory Worksheet
- Home: Equipment Breakdown
- Home: Equipment Breakdown Video
- Homeowner
- Homeowner: Buried Utility Lines Coverage
- Homeowner: Preferred
- HomePAC and HomePAC Plus Reference Guide
- Mobile Home
- Mobile Homeowner
- Tenant HomePAC Reference Guide
- Umbrella
- Umbrella: Agency Reference Guide
- Water Backup and Sump Discharge or Overflow
- Welcome to Mutual of Wausau
Co-op Advertising
Equipment Breakdown Videos
Policy Forms
Homeowner
- HO 0001 09 08: Homeowners Coverage – Basic Perils
- HO 0002 09 08: Homeowners Coverage – Broad Perils
- HO 0003 09 08: Homeowners Coverage – Special Perils
- HO 0420 05 10: Equipment Breakdown
- HO 1323 01 06: Liability Exclusion – Lead
- HO 1335 01 06: Liability Exclusion – Pollutants, Bacteria, Fungi, Wet Rot and Dry Rot
- HO 1347 07 11: Punitive or Exemplary Damages Exclusion
- HO 2089 09 08: Bacteria, Fungi, Wet Rot or Dry Rot Coverage
- HO 2584 01 06: Inflation Guard (Automatic Adjustment of Limits)
- HO 2708 07 11: Water Back Up and Sump Discharge or Overflow
- HO 2722 01 06: Dwelling Under Construction – Theft
- HO 2786 01 06: Identity Fraud Expense
- HO 3542 09 08: Office, Professional, Private School or Studio Occupancy
- HO 3557 01 06: Care Provided for Others
- HO 3801 01 06: Watercraft Liability
- HO 3864 01 06: Recreational Vehicle Liability
- HO 4001 01 06: Personal Injury
- HO 4815 01 06: Actual Cash Value
- HO 4835 07 13: Roof Surfacing - ACV Terms
- HO 4844 01 06: Specified Additional Amount of Insurance – Coverage A
- HO 4855 01 06: Replacement Cost Loss – Personal Property
- HO 4856 01 06: Modified Replacement Cost Terms
- HO 5000 04 09: Additional Insured Lessor of Leased Equipment
- HO 5010 10 09: Total Loss Endorsement
- HO 5090 10 09: Incidental Business Pursuits
- HO 5563 06 22: Roof Surfacing -- Limitation
- HO 5722 04 09: Residence Under Construction – Collapse
- HO 5848 04 17: Amendatory Endorsement – Wisconsin
- HO 5848 06 09: Amendatory Endorsement – Wisconsin
- HO 5864 07 09: Snowmobile Liability Coverage
- HO 6033 07 11: Additional Insured – Other Residents of Your Household
- HO 6072 01 06: Additional Insured – Coverages A, B, C, L and M
- HO 6270 01 06: Residence Rented to Others
- HO 7500 01 06: Farm Land Rented to Others
- HODN 07-15: Disclosure Notice Homeowners Policy Renewal
- ML 0467 08 02: State Amendatory – Home Based Business
- ML 44 7-88: Change Endorsement – Restriction of Coverage
- ML 450 2.0: Home Based Business
- MW 12 1.0: Swimming Pool Limitation
- MW 5120 1.0: Limitations on Certain Property
- MW PSR 1.0: Replacement Cost – Private Structures
- MW PSR WS 1.0: Replacement Cost – Private Structures w/ Weight of Ice and Snow
- PS 09 12: Private Structures
- PSWS 09 12: Weight of Ice and Snow – Private Structures
- WSM 31 3.0: Horse Liability Exclusion
- WSM 35 1.0: Scheduled Property in Storage
Farm
- FL-334 Ed 1.0: Livestock Loading and Unloading Accidents
- FO 0145 02 00: Expanded Replacement Cost Terms
- FO 0217 11 08: Water Exclusion Endorsement
- FO 0400 02 00: Farm Income Coverage
- FO 0670 05 03: Limited Fungi, Wet or Dry Rot, or Bacteria Coverage
- FO 0675 10 06: Virus or Bacteria Exclusion
- FO 0794 09 02: Identity Fraud Expense Coverage
- FO 1 Ed 1.0: Dwelling Coverage-Basic Form
- FO 15 Ed 1.0: Actual Cash Value
- FO 184 Ed 1.0: Automatic Adjustment of Limits
- FO 2 Ed 1.0: Dwelling Coverage-Broad Form
- FO 20 Ed 1.0: Additional Policy Conditions and Property Coverage Terms
- FO 200 Ed 1.0: Replacement Cost Terms Mobile Home
- FO 2001 05 15: Roof Surfacing Amendment - ACV Terms
- FO 256 Ed 1.0: Modified Replacement Cost Terms
- FO 257 Ed 1.0: Ordinance or Law Farm Barns, Buildings, and Structures
- FO 26 Ed 1.0: Collision or Upset
- FO 3 Ed 1.0: Dwelling Coverage-Special Form
- FO 323 Ed 1.0: Weight of Ice, Snow, or Sleet
- FO 341 Ed 1.0: Replacement Cost Terms Farm Barns, Buildings, and Structures
- FO 345 Ed 1.0: Theft of Building Materials Farm Barns, Buildings, and Structures
- FO 349 Ed 1.0: Suffocation of Livestock
- FO 352 Ed 1.0: Peak Season Inventory Farm Personal Property
- FO 356 Ed 1.0: Added Animal Perils
- FO 361 Ed 1.0: Property in Transit Coverages F and G
- FO 4 Ed 1.0: Renters Coverage
- FO 420 05 10: Equipment Breakdown
- FO 5002 12 10: Office, School, or Studio Use
- FO 5004 12 10: Recreational Motor Vehicle Liability Coverage Only
- FO 5017 12 10: Total Loss Endorsement
- FO 5020 01 11: Silo Under Construction Coverage
- FO 5022 01 11: Barn Glass Breakage
- FO 5025 01 11: Refrigerated Milk Spoilage
- FO 5026 01 11: Emergency Produce Removal
- FO 5027 01 11: Agriculture Machinery and Equipment Rental Reimbursement
- FO 5208 04 11: Water Back Up and Sump Discharge or Overflow
- FO 55 Ed 1.0: Replacement Value
- FO 5563 06 22: Roof Surfacing -- Limitation
- FO 5710 01 15: Amendatory Endorsement-Wisconsin
- FO 5710 03 12: Amendatory Endorsement-Wisconsin
- FO 6 Ed 1.0: Farm Coverage
- GL 0810 03 05: Migrant and Seasonal Agriculture Worker Protection Act Exclusion
- GL 10 Ed 2.0: Punitive Damage
- GL 2 Ed 2.0: Personal Liability Coverage (Farm)
- GL 610 Ed 2.0: Commercial Liability Coverage (Farm Premises and Operations)
- GL 612 Ed 1.0: Deletion of Certain Exclusions
- GL 70 Ed 2.0: Additional Insured Persons or Organizations
- GL 72 Ed 2.0: Additional Insured – Premise Liability
- GL 73 Ed 2.0: Additional Residences or Farms Rented to Others
- GL 75 Ed 2.0: Custom Farm Work
- GL 76 Ed 2.0: Employer’s Liability- Farm Employees
- GL 77 Ed 1.0: Fire Legal Liability- Farms
- GL 81 Ed 2.0: Personal Injury
- GL 82 Ed 2.0: Watercraft
- GL 84 Ed 2.0: Care Provided for Others
- GL 872 Ed 3.0: Farm Employers Liability Coverage
- GL 890 Ed 2.0: Lead Liability Exclusion
- GL 9 Ed 1.0: Personal Liability Coverage
- GL 90 Ed 1.0: Incidental Business Pursuits
- HO 2722 01 06: Residence Under Construction- Theft
- HO 5722 04 09: Residence Under Construction- Collapse
- ML 0467 08 02: State Amendatory- Home Based Business
- ML 44 Ed 2.0: Exclusion
- ML 450 Ed 2.0: Home Based Business
- ML FP Ed 2.0: Limited Farm Pollution Liability Extension Endorsement
- MW 12 Ed 1.0: Swimming Pool Limitation
- MW 18 Ed 1.0: Damage from Intake of Foreign Objects
- MW 217 Ed 1.0: Scheduled Personal Property Coverage
- MW 29 Ed 1.0: Contaminated Milk Coverage
- MW 29D Ed 1.0: Contaminated Milk Liability Deductible
- MW 29E Ed 1.0: Contaminated Milk Liability Exclusion
- MW 32 Ed 1.0: Trampoline Liability Exclusion
- MW 323 Ed 2.0: Weight of Ice, Snow, or Sleet
- MW 323 F&G Ed 1.0: Weight of Ice, Snow, or Sleet F&G
- MW 323 PAC 100 Ed 1.0: Weight of Ice, Snow, or Sleet Pac 100
- MW 323 PAC 50 Ed 1.0: Weight of Ice, Snow, or Sleet Pac 50
- MW 34 Ed 1.0: Silo Collapse
- MW 35 Ed 1.0: Scheduled Property in Storage
- MW 4 Ed 1.0: Well Pumps- Dwelling
- MW 4F Ed 1.0: Well Pumps – Farm
- MW 69 Ed 1.0: Falling Objects and Collapse Coverage
- MW 73 Ed 1.0: Feed Spoilage Coverage
- MW 80 Ed 1.0: Replacement Cost Coverage Farm Personal Property- Partial Losses
- WMS 122 2.0: Non Owned Auto Liability Coverage Hired Auto Liability Coverage
Dwelling
- CL300Ed1.0: Amendatory Endorsement- Owner
- FL 5563 06 22: Roof Surfacing -- Limitation
- FL00850703: Amendatory Endorsement - Wisconsin
- FL04400810: Water Exclusion Endorsement
- FL04520503: Limited Fungi, Wet or Dry Rot, or Bacteria Coverage
- FL06700108: Certified Terrorism Loss
- FL10450108: Notice of Terrorism Insurance Coverage
- FL10Ed2.0: Automatic Increase in Insurance
- FL1Ed1.0: Basic Form
- FL256Ed1.0: Modified Replacement Cost Terms- Coverage A
- FL257Ed1.0: Ordinance or Law
- FL2Ed1.0: Broad Form
- FL330Ed1.0: Fire Department Service Charge Higher Limits
- FL34Ed1.0: Broad Theft Coverage
- FL3Ed1.0: Special Form
- FL55Ed1.0: Replacement Value Personal Property
- FO15Ed1.0: ACV – Coverage A & B
- GL06980703: Amendatory Endorsement- Wisconsin- Landlord
- HO27080711: Water Back Up and Sump Discharge or Overflow Coverage
- HO27220106: Residence Under Construction- Theft
- HO50101009: Total Loss Endorsement
- HO57220409: Residence Under Construction- Collapse
- MW 5086 0423: Actual Cash Value Loss Settlement Terms for Roof Surfacing
- MW32Ed1.0: Trampoline Liability Exclusion
- MWPSREd1.0: Private Structure Replacement Cost
- MWPSRWSEd1.0: Private Structure Replacement Cost Weight of Ice and Snow
- PS0912: Private Structure
- PSWS0912: Private Structure Weight of Ice and Snow
- TMS 217 Ed 2.0: Scheduled Personal Property Coverage
- WSM 4 Ed 4.0: Well Pump
BOP
- BP 0819 01 15: Windstorm/Hail - ACV Roof settlement
- BP01000612: Businessowners Standard Policy
- BP02000612: Businessowners Special Policy
- BP03020204: Burglary and Robbery Coverage (BP 0100 only)
- BP03040612: Money and Securities Coverage (BP 0100 only)
- BP03050104: Theft Coverage (BP 0100 only)
- BP03060204: Additional Insured – Lessor of Leased Equipment
- BP03070104: Additional Insured – Owner or Lessor of Leased Land
- BP03090104: Liability Coverage – Designated Premises or Project
- BP03170104: Condominium Buildings Exclusion – Entire Units
- BP03180104: Condominium Buildings Exclusion – Improvements
- BP03190104: Condominium Loss Assessment Coverage
- BP03210104: Ordinance or Law Extension
- BP03220612: Computer Coverage
- BP03230104: Peak Season Increase
- BP03240204: Fine Arts Coverage
- BP03250104: Sprinkler Leakage Earthquake Extension
- BP03270612: Spoilage Coverage
- BP03300612: Water Backup and Overflow
- BP03310104: Protective Devices
- BP03320612: Earthquake Coverage
- BP03330304: Non-Owned Auto Liability Coverage / Hired Auto Liability Coverage
- BP03340104: Additional Insured – Townhouse Associations
- BP03380104: Condominium Association Coverage
- BP03430108: Functional Replacement Cost Valuation – Business Personal Property
- BP03450108: Functional Replacement Cost Valuation – Buildings
- BP03460204: Change Endorsement
- BP03480104: Theft Exclusion (BP 0200 Only)
- BP03500104: Condominium Unit-Owners Coverage
- BP03510115: Property Additional Coverage Endorsement
- BP03550108: Windstorm or Hail Percentage Deductibles
- BP03700712: Data Compromise Expense Coverage
- BP04990104: Additional Insured – Grantor of Franchise
- BP06040104: Businessowners Policy – Renewal Endorsement
- BP06050304: Equipment Breakdown
- BP06500612: Expanded Non-Owned Auto Liability Coverage / Hired Auto Liability Coverage
- BP06610612: Utility Service Disruption – Property Damage
- BP06620612: Utility Service Disruption – Time Element
- BP07010104: Additional Insured – Co-Owner of the Insured Premises
- BP07020104: Additional Insured – Controlling Interest
- BP07030104: Additional Insured – Mortgagee, Assignee, or Receiver
- BP07040104: Additional Insured – State or Political Subdivisions – Premises Permits
- BP07080104: Additional Insured – Vendors
- BP07090104: Additional Insured – Concessionaires Trading Under the Insured’s Name
- BP07110104: Loss Payable Options
- BP07130104: Builders Risk – Completed Value
- BP07150104: Installation Tools and Equipment
- BP07160104: Installation Floater
- BP07170104: Increased Restoration Period – Ordinance or Law
- BP07200104: Liability Exclusion
- BP07210115: Cosmetologists’ Liability
- BP07230104: Employee Redefined
- BP07250104: Contractual Liability Limitation
- BP07260612: Deletion – Coverage P – Personal & Advertising Injury Liability
- BP07270104: Leased Premises Limitation
- BP07300108: Expanded Coverage for Property Damage to Rented Premises
- BP07310104: Waiver of Subrogation
- BP07350104: Self-Storage Warehouses
- BP07370115: Deletion – Volunteer Workers
- BP07380612: Newly Acquired Organizations
- BP07390104: Deletion – Coverage M – Medical Payments
- BP07420104: Expanded Liquor Liability Exclusion
- BP07430115: Expanded Liquor Liability Exclusion – W/ Exception for Designated Activities
- BP07520104: Limited Fungus and Related Perils Coverages – Changes
- BP07530104: Amendment of the Definition of Covered Contract
- BP08411005: Additional Insured – Designated Person or Organization
- BP08421005: Additional Insured – Lessor of Leased Equipment
- BP08431005: Additional Insured – Engineers, Architects, or Surveyors
- BP08440115: Coverage C – Loss of Income – Without a Waiting Period
- BP08451005: Additional Insured – Lessor of Premises
- BP08470612: Coverage C – Loss of Income – Ordinary Payroll Limitations
- MWBPPLUS1118: Wausau BOP – PLUS
Mobile Home
- FL1: Basic Form
- FL2: Broad Perils- Tenant Occupied
- FLOLT: Liability Coverage Part
- FORM1: Basic Perils
- FORM2: Broad Perils
- FORM3: Special Perils
- GL74A: Special Activities Endorsement
- ML0686: Identity Fraud Expense Coverage
- ML150A: Amendatory Endorsement- Liability Coverage Section
- ML157: Care Provided for Others
- ML184: Inflation Guard
- ML200: Replacement Cost Terms
- ML223: Lead Liability Exclusion
- ML25: Consent to Move Mobile Home
- ML256: Replacement Cost Provision Modification
- ML26: Collision or Upset Coverage
- ML304M: Wisconsin Amendatory Endorsement
- ML305: Added Perils for Refrigerated Food Products
- ML315: Additional Insured
- ML42: Office, Professional, Private School or Studio Use
- ML44: Exclusion
- ML46: Personal Injury Endorsement
- ML467: Amendatory Endorsement – Wisconsin
- ML55: Replacement Value
- ML70: Additional Residential Premises – Rented to Others
- ML75: Incidental Rental of Farmland
- ML85A88: Amendatory of Policy Terms- Wisconsin
- MW217: Special Personal Property Coverage
- PS: Private Structure
- SM164: Liability Coverage for Recreational Vehicles
- SM85: Amendatory of Policy Terms
- SP9: Total Loss Endorsement
- WSM12: Swimming Pool Coverage
- WSM25: Water Damage- Sewers, Drains, and Sumps
- WSM26: Tree Removal
- WSM31: Horse Liability Exclusion
- WSM32: Trampoline Liability Exclusion
- WSM35: Scheduled Property in Storage
- WSM4: Well Pump
- WSM49: Satellite Dish Antenna
- WSM75: Incidental Rental of Farm Land
Artisan
- AP0226: Additional Insured – Engineers, Architects, or Surveyors
- AP0232: Additional Insured – Lessor of Premises
- AP0236: Additional Insured – Lessor of Leased Equipment
- AP0301: Additional Insured – Designated Person or Organization
- AP0303: Amendment of Contractual Liability Coverage
- AP0330: Water Backup and Overflow Coverage
- AP0338: Additional Insured – Owners, Lessees, or Contractors
- AP0339: Additional Insured – Engineers, Architects, or Surveyors, Not Engaged By You
- AP0342: Additional Insured – State or Political Subdivisions – Permits
- AP0611: Loss of Income Coverage 72-hour Waiting Period – Property Coverages
- AP0658: Voluntary Property Damage Coverage
- AP0659: Contractors’ Equipment
- AP0660: Contractors’ Equipment Schedule
- AP0661: Contractors’ Tools
- AP0662: Installation Floater
- AP100: Contractors Special Policy
- AP304: Money and Securities Coverage
- AP305: Glass Coverage
- AP307: Outdoor Sign Coverage
- AP308: Employee Dishonesty Coverage
- AP309: Artisans Property Additional Coverage Endorsement – 1
- AP310: Artisans Property Additional Coverage Endorsement – 2
- AP311: Artisans Property Additional Coverage Endorsement – 3
- AP312: Schedule of Artisans Property Additional Coverages
- AP346: Change Endorsement
- ML450: Home Based Business
- MW 5700 05 24: Roofing Materials - ACV Loss Settlement
Home-Based Business
Commercial
- CL101: Amendment of Policy Terms – Wisconsin
- CP1: Table of Contents
- CP100: Commercial Property Coverage Conditions
- CP110: Alcoholic Beverages Valuation
- CP111: Automatic Increase
- CP112: Brand or Label Permit
- CP114: Change Endorsement
- CP119: Condominium Buildings Exclusion- Entire Units
- CP12: Building and Personal Property Coverage Part
- CP120: Condominium Buildings Exclusion- Improvements
- CP121: Condominium Loss Assessment Coverage
- CP122: Condominium Units Exclusion
- CP123: Pollutant Clean Up and Removal Coverage
- CP124: Contributing Insurance
- CP125: Debris Removal Coverage
- CP127: Deductible Schedule
- CP129: Electric Utility Coverage $1,000 Deductible
- CP130: Fire Department Service Coverage
- CP131: Lender’s Loss Payable
- CP132: Loss Payable Options
- CP133: Manufactured Stock Valuation
- CP134: Market Place Value Stock
- CP135: Market Price Valuations Distilled Spirits
- CP136: Market Price Valuations Wines
- CP138: Ordinance or Law Extension Increased Cost of Construction
- CP14: Building and personal Property Coverage Part
- CP140: Ordinary Payroll Exclusion
- CP141: Ordinary Payroll Limitation
- CP144: Peak Season Increase
- CP145: Perils Exclusion
- CP147: Electronic Information
- CP148: Increased Restoration Period Ordinance or Law
- CP153: Power, Heat, and Refrigeration Exclusion
- CP157: Property Excluded
- CP160: Report of Values
- CP164: Specific Insurance
- CP165: Sprinkler Leakage Earthquake Extension
- CP167: Storage or Repairs Valuation
- CP169: Theft Exclusion
- CP170: Vacancy or Unoccupied Permit
- CP23: Optional Property Coverage
- CP24: Household Personal Property Coverage
- CP481: Calendar Date or Time Failure Exclusion
- CP60: Earnings Coverage Part
- CP601: Spoilage Coverage
- CP605: Outdoor Signs
- CP606: Antenna Coverage
- CP607: Water Damage Back Up of Sewers and Drains
- CP608: Functional Replacement Cost